Personal Insurance

We don’t sell insurance, we provide peace of mind

As your partner and independent advocate let us help you protect what matters most in your life.

In life things change, and we know that there isn’t a one-size solution for everyone. Let us become your personal advisor and we can craft a protection plan for your home, vehicles and life.

We don’t work for an insurance company. The companies we represent are all highly rated and depending on your unique situation some may fit better than others. It is our goal to provide you competitive options and let you make the final decision on the services that best fit your needs.

If you have a unique insurance need let us know, we love a challenge! Perhaps you have a garage full of vintage motorcycles. A restored wooden boat? Taking a roadtrip into Mexico and want to ensure you and your vehicle are fully protected — we can do that too!

We don’t want you to be a “customer”, or even a “client”. At Lake City Insurance we want you to be part of our family. Let us show you how we can provide a superior level of service. We’re not perfect, but we will go the extra mile to show you that we actually care about you and your needs.

Home Insurance

Your home is typically the most expensive purchase you will ever make. Ensure your home and belongings are properly protected from the perils that come your way.

Auto Insurance

Auto insurance comes in many forms and variations — let us explain the options to ensure you and your vehicles are properly protected while on the road.

Umbrella Insurance

Protect your assets with excess liability insurance (aka “umbrella”) so you can ensure your home, and you, are properly protected in the event of a lawsuit.

Life Insurance

Everyone has a slightly different reason for considering life insurance — lost income, mortgage payoff or putting money aside for your children. Share your story with us so we can help.

Independence Is Best

As an independent insurance brokerage we partner with you to ensure the company fits your needs — not the other way around.

Over time your needs will change, and we will always provide competitive options to protect you.

Home Insurance

It’s not just a house, it’s home. It’s likely the biggest purchase you’ll ever make, and it’s more than just four walls and a roof. Talk with us about ensuring you have the best protection possible for your home.

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Auto Insurance

Your vehicle is important to you. Whether it’s a brand new sports car, a vintage pickup truck or anything in-between we have options that can provide the proper protection for your vehicles.

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Life Insurance

Life, death and taxes. Three things nobody likes to talk about, yet they’re something we all have to deal with. Each person has a different need and goals, let’s talk about how life insurance can be a piece of your puzzle.

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Boat Insurance

We live in a gorgeous area surrounded by numerous amazing lakes! Lake Coeur d’Alene, Lake Pend Oreille, Hayden Lake, Priest Lake, Newman Lake, Liberty Lake, Spirit Lake… the list goes on and on!

If you’re like us you love to spend your summers at the lake. Ask us about protection for your boat, jet ski or other watercraft and we’ll put together a proposal for you.

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Motorcycle & ATV Insurance

The open road is calling your name — and we can help provide the protection and security you need for your motorcycle or ATV. Whether it’s a brand new Harley Davidson or a vintage motorcycle that you’ve restored we have options to fit your specific needs.

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RV Insurance

Your RV is your home on the road — your passport to adventure. Whether you travel the countryside or look for peace and quiet in the wilderness your RV is your home-away-from-home. Let us provide the protection you need so you can focus on your RV travels.

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Flood Insurance

Floods can be incredibly costly and unpredictable. Many people may not realize your standard homeowners coverage excludes floods — leaving you vulernable to costly repairs and damages. When discussing the insurance on our home we will gladly provide the option of flood insurance to ensure you have the protection you need.

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Renter's Insurance

It might be your first place, or you may be renting a home after moving to the area. Renter’s insurance is incredibly affordable and will provide your belongings and more. Along with being a smart idea to protect yourself by having Renter’s Insurance you may also be eligible for a discount on your auto insurance!

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Umbrella Insurance

Umbrella Insurance provides the additional layer of protection from the risk that may come your way. With increased coverage and protection you will have the peace of mind that no matter what happens you and your assets will be secure.

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Wedding & Event Insurance

Your wedding can be stressful and there are a lot of things to coordinate. Let us help — we have wedding and event insurance policies that are incredibly affordable (they start under $100!). With coverages to protect against vendors breaking their contracts, bad weather, event facility liability, liquor liability and more — we want to make sure your special day goes according to plan.

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Don't Be Shy

Drop us a line anytime, and we will respond to you as soon as possible

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